Overview

We help arrange short-term small business cash advances using the merchant’s cash flow as the main underwriting criteria.

Key Benefits

  • No upfront fees
  • Quick approvals
  • Fast fundings – within days!
  • Unsecured cash advances-no collateral required
  • A business plan is not needed
  • One page application
  • Minimal paperwork
  • Cash Advance renewals are quick and easy
  • Not a merchant cash advance
  • Credit scores allowed down to 400
  • Expert service and support

Criteria

  • Gross monthly business income $10,000+
  • Minimum 3 months in business
  • Operate a store-front or internet business in the U.S. and Canada.
  • Has daily sales
  • Have a personal credit score 400+
  • Tax liens or even past bankruptcies in the last year will not disqualify your approval
  • This is the basic qualifying criteria. Other conditions or restrictions may apply

Eligible Business

Pretty much all businesses except lending institutions, law firms churches, synagogues, temples, etc. We can assist with almost all SIC codes.

Cash Advance Parameters

  • Amounts – $10,000 – $2,000,000 and up
  • Terms – 3 to 24 months
  • Fixed interest rates
  • Fixed payment – daily auto-payment from your business account
  • Some programs have no prepayment penalty

Costs

Costs vary depending upon your monthly gross sales, how long you have been in business and other factors. More weight is given to your business’s success than your personal credit history.

Process

A simple one page application is completed by the broker or merchant along with your last 4 months of bank statements. In some cases other information may be required.

Time Frame

Our simple application only takes a couple of minutes to complete and typically 24 hours for an answer. If approved the funds will be wired into your bank account in just a few days.

Get funded & keep growing.